Taking control of your retirement provision is one of the most important
choices you will make. A little time spent now may define your quality of
life in later years.
There are three main types of pensions in the UK :- State Pensions,
Occupational Schemes and Individual Pensions. Private Pensions, such
as occupational and individual pensions, benefit from generous tax
breaks.
Despite this, many people retire on a much reduced income compared to their
pre-retirement income and some have to rely entirely on the State Pension.
The starting point in pension planning is to decide on the amount of money that
you will need in retirement. What you expect will be related to the standard of
living that you have achieved during your working life. Most people aim to maintain a similar living standard to that which
they enjoyed before retirement.
We will work with you to help you achieve your needs and aspirations
for retirement.